Name of the Organization : First Premier Bank
Type of Facility : Apply for Your Credit Card
State : South Dakota
Country : United States of America
Website : premiercardoffer [dot] net
Apply Here : premiercardoffer [dot] net
Apply for Your Credit Card :
** Life without a credit card can be a real pain.
** That’s why we want to offer you the First PREMIER® Bank Credit Card – the card designed for those with less than perfect credit.
Related : First Premier Bank Register For Business Mobile Banking USA : www.statusin.org/24733.html
** The First PREMIER® Bank Credit Card is a genuine MasterCard® credit card, not a debit or pre-paid card.
** So why not apply? We’ll get you a response in 60 seconds.
This card features :
** Easy Application process!
** Your account history reports to the major Consumer Reporting Agencies.
** Use your card everywhere MasterCard® cards are accepted (subject to available credit).
Apply Now :
** Apply today and receive your application response in as little as 60 seconds.
** If approved, your credit limit will be assigned based on your creditworthiness.
** When you submit this application, First PREMIER Bank will use your credit report to determine your creditworthiness.
** If approved, you may be assigned a $300, $400, or $500 credit limit.
** Please note that fees do apply and that your initial available credit will not be equal to your credit limit upon account opening.
** Please see the **Fees, Rates, Costs and Limitations for full details.
** If approved, pay your $75.00** Processing Fee to open your account and access your credit limit (subject to available credit).
Fees, Rates, Costs and Limitations :
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Interest Rates and Interest Charges |
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| Annual Percentage Rate (APR) for Purchases | 36% | ||||||||||||||||
| APR for Cash Advances | 36% | ||||||||||||||||
| How to Avoid Paying Interest on Purchases | You have until the closing date of the billing cycle to pay your entire balance each month to avoid paying interest on Purchases. This is at least 27 days from the start of each billing cycle. | ||||||||||||||||
| Minimum Interest Charge | If you are charged interest, the charge will be no less than $1.00. | ||||||||||||||||
| For Credit Card Tips from the Consumer Financial Protection Bureau | To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at .consumerfinance.gov/learnmore | ||||||||||||||||
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Fees |
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| Set-up and Maintenance Fees | NOTICE: Some of these set-up and maintenance fees will be assessed before you begin using your Card and will reduce the amount of credit you initially have available. See below for available credit. | ||||||||||||||||
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$75.00 (one-time fee)
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| Transaction Fees
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Either $6.00 or 5% of the amount of each Cash Advance, whichever is greater.
3% of each transaction amount in U.S. dollars. |
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| Penalty Fees
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Up to $37.00.
Up to $35.00. |
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FAQs :
How long will it take for me to find out if I’m approved?
Once you complete and submit the application; you should receive a response within 60 seconds. If you are not immediately approved, please allow 7-10 business days to process your request, and after that you may hear from us by mail.
If you want to check on the status of your application, you may call 1-800-987-5521. Please wait at least 48 hours from the day you completed your application. This will ensure your application has been entered into the bank’s system.
What if I have bad credit?
All credit types are welcome to apply for this offer. We have credit cards designed specifically for those who have less than perfect credit.
Why no New York or Wisconsin?
Due to the requirements and limitations in the New York and Wisconsin state laws, this offer is not available to residents of those states. We apologize for any inconvenience.
Can I cancel?
You can cancel at any time. If you are approved and you find that the card doesn’t fit your needs, simply call the customer service number at 1-800-987-5521 to let us know. As long as you haven’t used the Credit Account or paid a fee after receiving a billing statement you won’t be responsible for any fees or charges.There’s no cancellation fee, and if you have paid the Processing Fee, that will be refunded to you.
What if I’m not from the United States?
First PREMIER® Bank offers credit cards to legal residents and citizens of the United States, American Samoa, Guam, Northern Mariana Islands, Puerto Rico, Marshall Islands, Palau, Federated States of Micronesia, and the Virgin Islands.
Is this a scam?
Your concern is understandable, but be assured that this is not a scam. If you close your Credit Account before you use the card or make a payment, you will receive a refund of the Processing Fee and the initial fees will be credited to your Credit Account. So you have nothing to lose!
Can I apply over the phone?
Absolutely! To speak with a live agent and apply over the phone, simply call us at 1-800-987-5521 during the hours of 7:00 a.m. – 9:00 p.m. CT Monday – Friday, 8:00 a.m. – 4:30 p.m. CT Saturday, or 8:00 a.m. – 4:30 p.m. CT Sunday.
Why do you ask if I have a checking account?
Current Bank Policy requires you have a checking account in order to qualify for a First PREMIER Bank credit card. We do not collect any of your checking account information during the application process.
View Comments (2)
Please help me to apply for a credit card. I am not able to apply online.
Information available from the Official Website :
You may apply over the phone. To speak with a live agent and apply over the phone, simply call us at 1-800-987-5521 during the hours of 7:00 a.m. - 9:00 p.m. CT Monday - Friday, 8:00 a.m. - 4:30 p.m. CT Saturday, or 8:00 a.m. - 4:30 p.m. CT Sunday.