Organization : Bank of Taiwan
Facility : Mobile Banking
Country : Taiwan
Website : http://www.bot.com.tw/English/BankServices/ElectronicBankingServices/BOTMobileBanking/Pages/default.aspx
Mobile Banking :
Functions :
Provide account transfer, balance inquiry, exchange rate and interest rate inquiry services.
Related : Bank of Taiwan Electronic Payment Service : www.statusin.org/28411.html
Customers who have applied for phone banking services of the Bank, and are using Chunghwa Telecom’s emome or KG Telecom’s i-mode services can enjoy the convenience of the mobile banking services without application.
1. Mobile Banking – emome :
Brief Introduction :
The Bank cooperates with Chunghwa Telecom to provide emome mobile banking services, offering you the most convenient and securest mobile financial services.
The system is supported by the advanced and stable STK (SIM Tool Kit) scheme, which adopts the Triple Data Encryption Standard (DES) for transaction security in addition to the previous encryption standard of the GSM mobile communication.
The protection schemes provided by the Triple DES include check of the phone password, account password and transaction password to ensure the secrecy, completeness and security of the data transmission from the mobile phone to the Bank.
With just a click on the mobile phone screen, your instruction about account transfer, account inquiry, securities transaction and shopping bill payment will be transferred by Short Message Service (SMS) to the Bank to be fulfilled immediately.
Financial Services of Mobile Banking – emome :
** Mobile Banking – provide balance inquiry, instant intra- and inter-bank account transfer, interest rate and exchange rate inquiry, last transaction inquiry and other free transaction services.
** Mobile Payment – provide payment services of on-line shopping.
** Mobile Securities – provide security transaction services (including buy in/out stocks, margin purchase, short sales, inquiries of cancellations, deals, treasury stocks, and free inquiries), self-picked stock set-ups and inquiries, price alerts, etc.
Features of “Mobile Banking” :
** Faster – at any time, at any place, enjoy financial services with just a click.
** Securer – Triple DES provides the best protection of transactions.
** Simpler – simple click and sequential processing are easy to learn and use.
** More relieved – the transaction result is responded by SMS instantly.
** Saving more time – mobile financial services, saving time and cost.
** Saving more money – calculate the message fees based on the number of actual short messages sent, NT$2.5 per message.
** More diversified – complete services of account transfer, inquiry, and security transactions, etc.
2. Mobile Banking – KG Telecom imode :
〔Mobile banking – imode services〕
(1) Account balance inquiry
(2) Account transaction details inquiry
(3) Prearranged account transfer (including instant and prearranged)
(4) Payment of fees (including instant and prearranged)
a. Mobile phone bills
** Taiwan Mobile
** Far Eastone
** Mobitai Communications
** KG Telecom
** Chunghwa Telecom
** Taiwan Fixed Network
b. Bank of Taiwan credit cards
c. Fubon insurance fees
d.Tuition of National Open University
e.Electricity bills of Taipower
(5) Inquiry about interest rates, exchange rates, and net present values of funds
(6) Loss registration of ATM cards àtransfer to personalized loss registration service
(7) Application services àindividual accounts of voice customers – transfer of old customers to general password accounts
(8) Latest news
(9) Service locations