Name of the Organization : First National Bank
Type of Facility : Apply For Personal Loan
Country : Lebanon
Website : https://www.fnb.com.lb/Pages/Home.aspx
FNB Apply For Personal Loan
FNB’s Personal Loan: Your Loan, Spent Your Way
Today, with FNB’s Personal Loan, you can take comfort in knowing that you have access to extra funds when you need them.
Related : FNB Apply For Educational Loan Lebanon : www.statusin.org/5853.html
Loan Characteristics:
Loan amount: up to $25,000
Loan currency: USD or LBP
Repayment period: up to 48 months in LBP or up to 60 months in USD
Loan Conditions:
** Applicant should be a Lebanese citizen
** Applicant should have been employed for more than one year or self employed for more than two years
** Applicant’s monthly payment shouldn’t exceed 1/3 of the monthly salary (for employees) & 1/4 of the monthly income (for self employed and according to marital status)
** Applicant’s minimum salary should be $600 for singles, $900 for married, and $1500 for self employed
** Applicant shouldn’t be retired when loan period ends
Loan Features :
** Loan Amount : up to US$ 100,000, or equivalent in LBP. -Amounts above US$ 100,000 are reviewed on case by case basis
** Repayment Period : up to 10 years for Public Sector and 5 years for Private Sector
** Debit Interest Rate (compounded) : 10% on US$ and 12% for LBP on Public Sector and 11% on US$ and 12% for LBP for Private Sector
** File Fees : US$ 100 or equivalent in LBP for Private Sector and LBP 75,000 for Public Sector
** Quarterly Commission : 2‰ for Private sector
** APR (Annual percentage rate) : 13.93% for loans in LBP and 12.69% for loans in US$
** Life Insurance : to cover loan amount depending on the age of the borrower
** The 5 insurance companies we deal with are :
i. UCA
ii. Fidelity
iii. Libano-Suisse
iv. SNA
v. UFA
Required Documents:
For employees:
Copy of passport or Identity Card
Proof of income: a recent employment certificate confirming the date of employment, position held, salary, and NSSF number (if available) or certificate of salary with a copy of the last payroll slip
Proof of residence: certificate of residence or copy of electricity or phone bill
For self-employed:
** Copy of passport or Identity Card
** Statement of account for the last 6 months
** Declaration of income for the last 2 years
** Copy of the company’s commercial circular
** Documents proving the place of work (certificate of Commercial Register, etc.)
** Copy of syndicate membership card (if available)
How to Apply:
If you are interested in FNB’s Personal Loan, you are welcome to visit any FNB branch or call our new Call Center on 1244.
Apply Now : https://www.fnb.com.lb/Pages/Home.aspx
About Us :
The bank was incorporated by a wealthy Lebanese family on October 30, 1991, as a Société Anonyme Libanaise, a joint stock company, under the name “Bank of Commerce SAL”.
During the first three years, the bank conducted limited activities, until a group headed by Mr. Mohammad Jassem Al Sager and comprised of Kuwaiti, Saudi and Emirati businessmen, as well as industrial and financial investors, and Lebanese professionals, acquired 100% of the bank’s share capital.
Contact Us :
First National Bank
Postal Code 2012 6004
P.O.Box: 11-435, Riad El Solh / 113-5453 Beirut
P.O.Box: 16-5192 Achrafieh
Beirut – Lebanon