Name of the Organization : First National Bank of Namibia
Type of Facility : Managing Credit
Country : Namibia
Website : https://www.fnbnamibia.com.na/
FNB Managing Credit
We show you how to manage your credit by means of your budget facility, setting up limits and more.
Related : First National Bank Namibia Future Account Opening Procedure : www.statusin.org/6647.html
Budget Facility:
A credit card from FNB includes a Budget facility, which gives you the convenience of financing more expensive items, such as school fees and emergency expenses.
** The Budget facility is a secondary facility on a credit card account.
** This facility may be used for larger purchases above N$200 and is repayable over a period that suits you from 6 to 60 months.
** The full transaction amount is debited to the budget account and the monthly instalment is debited to the Straight/Revolving facility on the statement billing date (not on the payment due date).
Credit limits and extended Budget facilities:
Through your Credit Limit and extended Budget facilities, your credit card from FNB offers you credit limit reassessment.
** Credit limits are flexible, which means you can ask for them to be changed.
** If you are planning an overseas trip, you can arrange a temporary Credit Limit increase or ask that your Budget Limit be moved to your Straight Limit, as the Budget facility is not available internationally.
** You may wish to limit your exposure to possible fraud by decreasing your Credit Limit and/or Budget facility at your convenience.
I want it!:
Contact FNB Card Customer Enquiries on +264 61 299 2213
Contact Details:
Contact FNB Card Customer Enquiries on +264 61 299 2213 to discuss your Budget facility or Credit Limit.
Paying your credit card :
Stay financially secure and out of debt :
Below is a list of ways in which you can pay funds into your credit card. Paying off the outstanding balance each month is one of the best way to stay financially secure and out of debt.
** Direct debit order facilities
** Switching debit orders
** Inter-account transfers
** ATM transfers
** Online Banking
How to avoid paying fees :
Choose the best option
** Cash deposit fees
** Over limit fees
** Late payment fees
** Debit interest
Internet card safety :
** Ensure the site you are on is secure (check for the padlock indicating a secure site
** Ensure the site is legitimate (look at the address, certificates, etc.)
** Safeguard your bank cards and PINs at all times
** Keep your FNB Online Banking details secret
** Change your PINs and passwords regularly
** Don’t allow your browser software to save your password
** Install and maintain antivirus software
** Make sure you shop securely online
About Us :
FNB Namibia Ltd. provides a full range of banking services to individuals, while FNB Business and RMB Namibia offer services and solutions that meet the needs of enterprises – both large and small – throughout the country.
Our extensive countrywide branch and automated teller machine (ATM) networks, as well as self-service channels such as FNB Namibia Online Banking, Cellphone Banking, FNB App & .mobi sites ensure that you have access to your accounts around the clock.