Name of the Organization : RCS
Type of Facility : Apply For RCS Loan
Country : South Africa
Website : https://rcs.co.za/service/applications/loans
Apply for an RCS Loan
Whether you’re looking for extra cash for car repairs, your studies or even a wedding, trust RCS to make it possible.
Related : RCS South Africa Check Balance & Download Statements Online : www.statusin.org/7620.html
Getting started is easy, all it takes is a couple of steps – and we’ll call you back. You could get access up to R125 000 in 24 hours with just a short phone call.
If you pre-qualify for an RCS Loan, RCS will call you, or you can call us at 0861 SAY RCS (729 727). We just need a few pieces of information to process your application. Once it is approved, the money is deposited into your account within a day or two.
Get A Loan :
Step 1 : Enter your First Name
Step 2 : Enter your Sur Name
Step 3 : Enter your RSA ID Number
Step 4 : Enter your Email Address
Step 5 : Enter your Gross Monthly Salary
Step 6 : Tick the Check box for Terms & Condition
Step 7 : Click on Next Button.
Terms & Conditions
The conditions of getting an RCS Loan:
** You must be 18 years old and older
** You must have a South African ID
** You must earn a minimum of R2000 a month
** You must have a good credit record
** You must hold a bank account
Trust RCS to offer you the best credit solutions based on what you can afford, and best of all, cater to your wants and needs.
In order to process your application, all we need is:
** Your South African ID number
** Your bank details – So we can setup a Debit Order as your payment method. Please note that this is the automatic payment method for all loan repayments.
Apply now! It’s quick & easy:
We do our best to provide you with all the information you need. If we missed something, please let us know below and we will respond shortly.
Interest & fees :
** Subject to the provisions of the Act, we will determine the amount of any interest, fees and other costs that will be charged to your account. These amounts will be shown on your statement.
** The rate of interest that we charge to your account will be reflected on your pre-agreement, but will never be more than the maximum annual interest rate permitted by the Act from time to time. The interest rate will be linked to the reference rate and will be fixed for the period of the agreement.
** Interest will be calculated on a daily basis and added to your principal debt (in other words, compounded) on a monthly basis.
** If you are in arrears, additional interest will be charged on overdue amounts at the same rate as the interest rate applicable. This arrear interest will be collected with your next monthly debit order.
** We will periodically charge you a service fee. This will apply for as long as your account is open. The amount and frequency of the service fee will be set out in your pre-agreement, however, we may change this amount on notice to you. We will, however, never exceed the maximum cap as set out in the Act.
** We may charge you a once-off initiation fee. The amount of the initiation fee will be set out in the pre-agreement. You may choose to pay the whole initiation fee with your first account payment. If you choose this option, you must let us know at the time of applying to us for credit, otherwise we will add this fee to your account as part of the principal debt so that you may pay it off in instalments.
Loans FAQ
Who is RCS?
RCS is a registered consumer finance business that offers financial services for your lifestyle needs – including cards, loans and insurance
How do I apply for an RCS Loan?
You can apply for an RCS Loan by completing the Loans Quick Check and we’ll call you back to complete the application or you can call us on 0861 SAYRCS (0861729727)
What do I need to apply?
To apply for an RCS Loan you must :
** Be 18 years or older
** Have a valid SA ID or Drivers Licence
** Have a bank account
** Be employed and earn R2 000 or more per month
** You will be required to provide proof of income documentation
What size loan can I get?
Based on your individual circumstances, you may be granted a loan ranging in value from R2 000 to R250 000
How will you determine if I qualify for an RCS Loan?
As registered credit and authorised financial services provider, RCS is governed by the National Credit Act in assessing whether we can provide you with credit.
We will conduct an assessment which uses your credit score (which provides us with your credit history and tells us how well you have been managing all your credit in the past) as well as your income and expenses. Based on all this information we will determine whether we can grant you credit at this time.
How much will my RCS Loan cost?
Based on your individual assessment, you will be charged a monthly service fee for the management of your account and interest, in accordance with the NCA regulations.
How do I pay my monthly loan instalment?
Your monthly loan instalment will be automatically debited from your bank account on a date you selected at time of application.
Contact Us
Telephone:
0861 SAY RCS (729 727)
Fax:
021 597 4727
Postal Address:
PO Box 111,
Goodwood, 7459
Physical Address:
Ground Floor Liberty Grande Building
Corner of Voortrekker Road and Vanguard Drive
Goodwood, 7460