Name of the Organization : OCBC Bank
Type of Facility : Apply For FRANK Credit Card
Country : Singapore
Website : http://www.frankbyocbc.com/products_creditcard.html
Apply Online : http://www.frankbyocbc.com/products_creditcard.html#apply
Apply For FRANK Credit Card :
Cash rebates all year round:
** Enjoy 6% rebates (maximum of S$60 per month) on online purchases and NETS FlashPay Auto Top-Ups when you spend at least S$500 a month. That adds up to S$720 a year!
Related : OCBC Bank Apply For FRANK Account Singapore : www.statusin.org/7635.html
** 6% rebate is awarded for up to 2 NETS FlashPay Auto Top-Ups per month
** Use the NETS FlashPay on the FRANK Credit Card for MRT and bus rides, or movie tickets, quick bites and more.
** You can enjoy unlimited rebates of 0.5% on all other purchases.
Here are more benefits with the FRANK Credit Card:
Many awesome FRANK deals await you:
** Receive further discounts when you shop at FRANK partners :
Over 120 card designs to choose from:
** Card design fees are waived
** Choose from 3 new FREE card designs
The FRANK Credit Card doubles up as a transport card:
The FRANK Credit Card comes registered with the NETS FlashPay Auto Top-Up feature. You can tap to activate and enjoy 6% rebates on:
** Your rides on MRT and public buses, payment at ERP and EPS Cepas 2 carparks
** Over 40,000 retail outlets (which include McDonald’s, Starbucks, Cathay Cineplexes and Watsons) with NETS
** FlashPay readers/ terminals
Note:
The FlashPay ATU feature will only work when you tap your card at MRT/LRT, public buses, ERP and EPS Cepas2 car parks. ATU feature doesn’t work at retail outlets.
The 6% rebate is awarded for a maximum of two Auto Top-Ups per month (Capped at S$6)
Faster payment with Visa payWave:
The FRANK Credit Card comes with a Visa contactless payment feature that allows customers to make faster and easier transactions below S$100. Widely accepted in Starbucks, Subway, Watsons and many more
Be rewarded when you pay your bills on time:
We reward you with a S$5 Coffee Bean & Tea Leaf voucher when you pay on time for 6 consecutive months in your first year of membership. Promotion is limited to a maximum of 2 redemptions per cardmember.
Requirements & charges :
Age and Income Requirement :You must be aged 21 and above with a minimum annual income of S$30,000.
Annual fee :S$32.10 (2 years waived for Principal and Supplementary Cards). A minimum of S$6,000 annual Visa spend is required for subsequent annual fee waiver.
Interest-free period : 24 calendar days from statement date if there is no balance carried forward from the previous statement.
Interest on purchases :25.92% per annum if full payment is not made by payment due date. Minimum charge is S$2.50 per month and is calculated from the transaction date until the date that full payment is made.
Interest on cash advances : 28.92% per annum on the amount withdrawn from the transaction date until the date that full payment is made.
Minimum monthly payment :
Accounts with Outstanding Amounts within the Credit Limit S$50 or 3% of the Total Balance, whichever is higher, and any overdue amount.
Accounts with Outstanding Amounts exceeding the Credit Limit 3% of the Total Balance plus the amount in excess of the Credit Limit and any overdue amount.
Late payment charges : S$60 if the minimum payment is not received by payment due date.
Cash advance fee : S$15 or 6% of amount withdrawn, whichever is greater.
Lost / stolen card liability : $100 (For details, refer to clause 9 of ABS’ Guide on “What You Should Know About Credit Cards”
FRANK Card Replacement Fee : Card replacement fee is waived for up to 2 replacements within a 12-month period. A S$30 card replacement fee applies from the 3rd replacement onwards.
FRANK Card Design Fee :For change of card design or lost/stolen cards, card design fee of S$10 – S$20 applies. For damaged or faulty card, card design fee is waived if there is no change in card design. Please click here for card design ID and fees.
Fees for foreign currency transactions :
Foreign currency transactions, other than USD transactions, will first be converted to USD before being converted to SGD based on the exchange rates determined by the respective card associations.
All foreign currency transactions are subject to a currency conversion charge imposed by the respective card associations and an administrative fee imposed by the Bank amounting to 1% and 1.8% of the foreign currency transaction amount respectively.
Payment hierarchy :
OCBC Credit Cards (except PLUS Visa Credit Card)
If full payment is not made by payment due date, payment is first applied to the balance that attracts the lowest interest rate.