Organization : Ministère du Travail, de l’Emploi et de la Solidarité sociale
Type of Facility : Quebec Parental Insurance Plan
Country: Canada
Website: https://www.rqap.gouv.qc.ca/
Quebec Parental Insurance Plan :
In force since January 1, 2006, the Québec Parental Insurance Plan (QPIP) is an effective means for workers to better reconcile work and family responsibilities. It is designed to support new parents, encourage them in their desire to have children and support them as they devote more time to their children in their first months.
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The QPIP is set up to pay benefits to all eligible workers – salaried and/or self-employed – taking maternity leave, paternity leave, parental leave or adoption leave.
It replaces the maternity, parental or adoption benefits previously provided to Québec parents under the federal employment insurance plan.
The QPIP is an income replacement plan: to be eligible, you must have received work income.
Features:
The Québec Parental Insurance Plan (QPIP) is generous, flexible, accessible and provides benefits specifically for the father.
Generous:
The maximum insurable earnings considered when calculating benefits are $69,000 in 2014 and $70,000 in 2015. This income is adjusted on January 1 of each year at the rate set by the Commission de la santé et de la sécurité du travail (CSST).
Flexible:
You can choose between QPIP’s two options: the basic plan and the special plan. They differ in the duration of leave and the percentage of income replaced.
You can therefore receive lower benefits for a longer period or higher benefits for a shorter period.
Benefits are payable as of the first day of eligibility for them.
Accessible:
Salaried workers and self-employed workers may be eligible for the QPIP.
Farmers with a salaried job on or away from the farm and who have shares in the farming business may be eligible for the QPIP.
The minimum insurable earnings considered when calculating the benefits is $2,000, regardless of the number of hours worked.
Benefits specifically for the father:
Paternity benefits are available exclusively for the newborn’s biological father.
Premiums and Maximum Insurable Earnings:
The following people pay premiums into the Québec Parental Insurance Plan (QPIP):
** Wage earners
** Self-employed workers
** Employers
Revenu Québec is in charge of collecting QPIP premiums.
The maximum insurable earnings considered when calculating benefits are $69,000 in 2014 and $70,000 in 2015. This income is adjusted on January 1 of each year at the rate set by the Commission de la santé et de la sécurité du travail (CSST).
Since January 1, 2006, under a Canada-Québec agreement, Québec employment insurance contributors receive a reduction in their employment insurance premiums, because Québec now has its own maternity, paternity, parental, and adoption benefit plan. The federal government determines the reduction rate. For 2015, the reduction rate is 0.34% of insurable earnings for wage earners. For employers, it is equivalent to 1.4 times the wage earners’ rate of reduction. As for self-employed workers, those who choose to participate in the sickness and compassionate care measure of the Employment Insurance program receive a reduction of 0.34% of their insurable earnings.
To contact us:
By Internet:
The online services of the Québec Parental Insurance Plan (QPIP) are available at all times.
You can apply for benefits using our online services. It is also possible to obtain information about your file and make certain changes. For example, you can use our online services to report any income earned while you are receiving parental insurance benefits.
The online services can also be used to write to us, if you would like to request information or assistance.
By mail:
You can mail documents to:
Centre de service à la clientèle
19, rue Perreault Ouest, 1er étage
Rouyn-Noranda (Québec) J9X 0A1
By telephone
For more information about the QPIP, you can contact the Centre de service à la clientèle at any time, at one of the following numbers:
Throughout North America, toll free: 1-888-610-7727
Overseas: 1-416-342-3059*
* Charges apply
If you would like to speak with an agent, please call Monday to Friday between 8:00 a.m. and 8:00 p.m. The time period during which agents are available to provide information about your file or make a change to your file is shorter. In those cases, please call between 8:30 a.m. and 4:30 p.m.
Note that an interactive voice response system is available at all times. You can use the service to:
obtain general information about the QPIP
obtain certain information about your file (for example, find out how many weeks of benefits remain to be paid and the date and amount of your next benefit payment)
make certain changes to your file (for example, report or change income in your file, change the number of benefit weeks)