sibleystatebank.com Apply for Student Loan United States of America : Sibley State Bank

Name of the Organization : Sibley State Bank
Type of Facility : Apply for Student Loan
State : Iowa
Country : United States of America

Website : https://www.sibleystatebank.com/
Apply Now : http://www.iowastudentloan.org/private-loan-programs/partnership-disclosure.aspx

Apply for Student Loan :

** Sibley State Bank works with Iowa Student Loan® to offer supplemental private student loans to help you pay for college.

Related : Sibley State Bank Check Credit Card Application Status USA : www.statusin.org/23698.html

The Partnership Advance Education Loan® (Partnership Loan):
** Provides terms and conditions up front, so you know what you’re getting before you apply.
** Features variable and fixed interest rates.
** Lets you defer payments or make interest-only payments while you attend school.
** Offers benefits such as an interest rate reduction and cosigner release.

Partnership Loan :
** If financial aid and savings are not covering your college costs, a supplemental private student loan can help you.
** The Partnership Loan, which has helped nearly 100,000 students pay for college, features clearly defined terms and competitive rates that are provided upfront, before you apply.

The Partnership Loan is for :
** Iowa students attending colleges and universities across the country.
** Students from any state attending Iowa schools.
** Iowa Student Loan’s Partnership Advance Education Loan® (Partnership Loan) is designed to supplement not replace — other sources to fill funding gaps for students and parents.

** Students and parents should work with financial aid professionals at their respective colleges and universities to explore and exhaust all sources of student financial aid before seeking a Partnership Loan.

Discover the Right Option for You :
** Compare this private loan’s different in-school payment choices, interest rates and repayment terms to choose the option that’s right for you.

Understand the Benefits of this Private Student Loan :
** In addition to interest rates, fees and repayment details, benefits are important when it comes to the Partnership Loan.

Learn :
** How you can earn an interest rate reduction in repayment.
** About the cosigner release feature your cosigner is sure to appreciate.
** More about our loan forgiveness policy in the event of borrower’s death or disability.

Started your application :
** Get assistance viewing your application disclosures.
** If you have loan application questions, call (800) 542-6005 between 8 a.m. and 4:30 p.m. Monday–Friday.

Speak with a Specialist :
** Have questions about the different options available for this private student loan? Talk to one of our friendly and knowledgeable representatives to learn more. Call us toll free at (844) 268-2203.

Partnership Advance Education Loan Borrower Guidance Statement :
Federal loans for students are always better than private loans :
** Iowa Student Loan’s Partnership Advance Education Loan is a private loan.
** Federal loans for students, such as Direct Subsidized and Unsubsidized loans, are almost always less expensive than private loans.

** Also, private loans cannot be consolidated with federal loans under the federal student loan consolidation program.
** Students and their families should exhaust all available federal student financial aid before seeking a private loan.

Parents can reduce student borrowing costs :
** Before taking out a private loan, families with dependent undergraduate students should consider a Direct PLUS (parent) Loan.
** A PLUS Loan enables parents to borrow on their student’s behalf without obligating the student to repay the loan.
** If a student does take out a private loan, then the parents should consider cosigning the loan with the student.
** Private loans with cosigners typically are more readily available and have lower costs than other private loans.

** However, families should still exhaust all federal student financial aid before considering either a PLUS Loan or private loan.
** Iowa Student Loan publishes all criteria that borrowers must meet to obtain the different interest rates and fees for its Partnership Advance Education Loan.
** Borrowers should try to obtain as much information as possible before applying for a private student loan.
** They should be cautious of lenders who do not follow this practice of providing upfront and transparent interest rates and terms.