bendigobank.com.au Apply for your Credit Card Australia : Bendigo Bank

Name of the Organization : Bendigo Bank
Type of Facility : Apply for your credit card
State : Victoria
Country : Australia

Website : https://www.bendigobank.com.aubendigobank.com.a/public/personal/credit-cards/apply-for-your-credit-card

Apply for your Credit card :

What you need to apply :
If you’re applying for a credit card, we need to know the following information :
** You are over 18-years old
** You are an Australian permanent resident

Related : Bendigo Bank Register for School Banking Australia : www.statusin.org/24796.html

** Identification and personal details
** Employment details, income and expenses.

Additional cardholders :
** Additional and joint cards can be applied for in branch or over the phone.

In branch :
** Visit your local branch

Over the phone :
** 1300 BENDIGO* (1300 236 344)
** Monday to Friday 8:00am to 8:00pm
** Saturday and Sunday 9:00am to 4:00pm (VIC time)

Income requirements :
** In some cases you will need to provide evidence of your income during the application process.

PAYG :
Please provide :
** Two pay slips less than 60-days old showing your name, your employer’s name, your year-to-date income and annual salary.
** Hand-written pay slips are not accepted.
Or
Any two of the following :
** One pay slip less than 60-days old
** Most recent PAYG payment summary
** Most recent ATO tax return
** Most recent tax assessment notice
** Copy of a current employment contract.

Self-employed including sole trader :
Please provide one of the following :
** Most recent certified ATO tax return no older than 18 months
** Most recent ATO notice of assessment
** A letter confirming estimated taxable income from your accountant on their letterhead, signed and dated.

Rental income :
Please provide one of the following :
** Current rental statement or rent receipts from the real estate or managing agent
** Copy of the signed current lease/tenancy agreement
** Current ATO tax return.

Other income types :
For the income types below find your requirements here :
** Self-managed and non self-managed superannuation funds
** Share dividends and other income from investments
** Centrelink payments
** Family Tax Benefit A and B
** Child Support/Maintenance

Other income types :
** Further documentation requirements for credit card applications.

Centrelink payments :
** For Austudy, Child Care Benefits, Centrelink long-term pensions and Family Tax Benefit A and B.

Please provide one of the following :
** Statement of benefit from Centrelink (dated within the last 60 days); OR
** Six months worth of statements confirming payments.

Child Support/Maintenance :
Please provide both of the following :
** Child Support Agency assessment notice; AND?
** Six months worth of statements confirming regular payments.

Superannuation funds :
Non self-managed :
Please provide both of the following :
** A current superannuation fund statement (no greater than 12-months old)
** Bank statements (no greater than 30-days old) showing the regular income from the superannuation investment over a six-month period.

Self-managed :
Please provide both of the following :
** Audited financial statements (including profit and loss and balance sheet) and tax return(s) (no greater than 18-months old)
** Bank statements (no greater than 30-days old) showing the regular income from the superannuation investment over a six-month period.

Income from investments :
** For share dividends from public-listed companies, royalties, interest, annuities, distributions from property trusts, and other sustainable income from investments, please provide one of the following:
** Copy of statements from investment manager or broker showing past earnings and current holdings
** Current tax return
** Letter from accountant stating net benefits and period of benefits.