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icbc.com Buy Or Renew Your Insurance Canada : Corporation of British Columbia

Name of the Organization : Insurance Corporation of British Columbia
Type of Facility : Buy Or Renew Your Insurance
State : British Columbia
Country : Canada

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Website : http://www.icbc.com/autoplan/buy-renew-autoplan/Pages/Default.aspx

Buy Or Renew Your Insurance :

** ICBC’s Autoplan insurance is sold exclusively through our province-wide network of 900 Autoplan brokers.

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Related : Corporation of British Columbia How To Get Your Motorcycle Licence Canada : www.statusin.org/25697.html

** These brokers are licensed professionals who can help you choose the right insurance protection for you, your family and your vehicle.
** Auto insurance isn’t always easy to understand.
** Your broker is there to help you compare and customize Autoplan coverage to fit your individual needs—the products you choose, the length of your policy, your payment options and more.
** Find a broker near you.

Choosing a policy length :
** Autoplan policies can last from one day to one year, so you have lots of options to meet your needs.

One-year Autoplan policy This is the option most customers choose, and many use our monthly payment plan to spread the cost over a year.
Short-term Autoplan policy
– 3 to 11 months
When your vehicle won’t be on the road for a full year, a short-term policy might be your best choice. You’ll pay a small surcharge, but the total cost will be less than a full-year policy.
Temporary Operation Permit
– 1 to 15 days
This is a good option if you only need a few days of coverage. If you’re going to need several TOPs, you may save yourself money by buying a three-month policy. Talk to your broker about the best options for you.

Keep your insurance up to date :
** Be sure the information on your Autoplan policy is correct and current. If it isn’t, you may not be covered if you have a claim.

Talk to your local broker if you’re :
** Moving (even within the same community) or temporarily relocating
** Changing the way you use your vehicle (for example, you start driving to work or school)
** Driving a different vehicle
** Modifying your vehicle (for example, changing its colour, chassis, fuel type)
** Other factors can also affect your insurance, so please ask your broker if you have any other changes.

Tickets, fines and penalties :
** Please note that before you renew, you’ll need to pay any outstanding amount that you owe? to ICBC or the provincial government, including traffic tickets, penalty point premiums and any Autoplan debt.

** Contact us if you have questions about your debts or payments.

Cancel your insurance :
** Our most important tip if you need to cancel your Autoplan policy is to treat your licence plates like cash—they’re linked directly to your insurance.

How to cancel your insurance :
To cancel your insurance, you’ll need to visit your Autoplan broker with :
** a piece of primary and secondary id
** your licence plates, and
** your owner’s certificate (insurance and registration).
** The sooner you cancel your licence plates and insurance, the more you may get back if you’re eligible for a refund. A cancellation fee may apply.

Refund amounts :
The refund amount depends on :
** the time remaining on the policy term
** any outstanding debt, and
** any non-refundable fees (for example, transfer of ownership fees, new licence plate fee or payment plan enrolment fee).

Payment plan customers :
** If you’re on a payment plan, try to cancel at least one day before your payment is due.
** Depending on your situation, there may be an additional withdrawal from your account to cover any missed payments or non-refundable fees.
** Your Autoplan broker can answer any questions you have about your cancellation.

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