Garanti Bank Apply for e-Loan : Turkey
Organization : Garanti Bank
Facility : Apply for e-Loan
Country : Turkey
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Website : https://www.garanti.com.tr/en/personal_banking/loans/general_purpose_loan/5_minute_loan/e_loan.page#calcContent3=UIDeb69e0
Apply Here : https://www.garanti.com.tr/en/personal_banking/loans/general_purpose_loan/ssl/application.page
Apply for e-Loan :
Make your loan application with e-Loan, come out ahead. By applying for e-Loan via Internet through Internet Banking, you can take advantage of a 0.05%* lower interest rate.
Related : Apply Loan via SMS Turkey Garanti Bank : www.statusin.org/27892.html
Note : The discount applied over the bank’s counter interest rate for the General Purpose Loan
Application :
1. If you are a Garanti Customer;
You can make your application through the Loans menu, 5-Minute Loan Application step on Garanti Internet Banking. Your loan approval will be sent to your mobile phone via SMS within 5 minutes.
2. If you are not a Garanti Customer;
You can still apply for an e-Loan even if you are not a Garanti Customer. All you have to do is to click on the Apply button and fill out the single-page application form. Your loan approval will be sent to your mobile phone vis SMS.
Consumer Loans TL :
Product | 6 Ay | 12 Ay | 18 Ay | 24 Ay | 36 Ay | 48 Ay |
e-Kredi | 1,89 | 1,89 | 1,89 | 1,89 | 1,89 | – |
Oto Kredisi | 1,44 | 1,44 | 1,44 | 1,44 | 1,44 | 1,44 |
Bireysel Finansman Kredisi | 1,35 | 1,35 | 1,35 | 1,35 | 1,35 |
Cost Table :
Terms between 37-60 months are only available for permanent salaried employees.
** Total fees consist of Standard Life Insurance deductions due at the time the loan is issued.
Life insurance deduction is 0,75% of the loan amount and may vary according to age, gender and collateral. The total monthly and annual cost rate calculations include all taxes and insurances.
** For our customers who purchase the Casco insurance of the vehicle to be purchased from Eureko qualify for a 0,05% discount over the TL Auto Loan interest rate.
** Total fees consist of the allocation fee and Standard Life Insurance deductions due at the time the loan is issued.
Life insurance deduction is 0,75% of the loan amount and may vary according to age, gender and collateral. The total monthly and annual cost rate calculations include all taxes and insurances.
How can I apply for a General Purpose Loan? What are the required documents?
You can apply for a loan at the nearest Garanti branch with the documents.
Required Documents :
Post-Graduate Loan :
If you are a salaried employee or self-employed :
** All documents required for the General Purpose Loan,
** Document indicating acceptance to the İstanbul Bilgi University post graduate program.
If you are unemployed :
** Preferably, the loan application must be made by a first degree relative who is a salaried employee or self-employed, and the required documents above.
** The student will be the guarantor for the loan.
Required documents for students :
** Identity card
** Document indicating acceptance to the İstanbul Bilgi University post graduate program.
** A fixed-line phone number or certificate of residency.
If the applicant is a salaried employee or self-employed, while a guarantor is not required in loan applications, our branches reserve the right to demand one, if they find necessary. The guarantor must also submit the required documents above to the bank.
Auto Loan :
** All documents required for the General Purpose Loan
** Proforma Invoice of the vehicle to be purchased.
Mortgage :
** All documents required for the General Purpose Loan
** Photocopy of the freehold title deed of the property to be purchased or
** Photocopies of the easement title deed and occupancy permit or
** Photocopies of the easement title deed and building license.
Home Equity Loan :
** All documents required for the General Purpose Loan
** Freehold title deed of the property to be put up as collateral.