bankofgeorgia.ge : SMS Loan Service Georgia

Organization : Bank of Georgia
Facility : SMS Loan Service
Country : Georgia
Website : http://bankofgeorgia.ge/retail/en/loans/sms-loan

SMS Loan :

Bank of Georgia presents the most innovative loan – SMS Loan. Get a loan without going to bank – only through an ATM or Express Pay terminal and SMS.

Related : BOG Digipass App Bank of Georgia : www.statusin.org/28128.html

From now on, SMS Loan also gives you an opportunity to refinance your not-secured loans you have in Bank of Georgia. If your salary is deposited in our bank, and you have received an SMS saying “A loan has been approved in your name.”

If interested, go to Bank of Georgia’s nearest ATM or Express Pay terminal, and, upon loading in the plastic card or after authorisation with contactless Express Card select an option “Get a Loan” in the menu.

** The SMS you have received has a code you will need to get a loan from ATM or Express Pay terminal;
** Before getting money, please carefully read the loan conditions;

** In order to agree with the loan conditions, plug in the code you have received by SMS, and only after this, you will get a message that your loan has been activated.

Conditions :
** Loan amount : from 400 GEL – up to10 000 GEL
** Loan term : 36 months
** Collateral : not required

SMS Installment :
Sometimes installment is the quickest and most affordable way to purchase thing you want, whenever you want and now with the help of Bank of Georgia’s SMS Installment it became even easier!

How?
** Receive SMS that you have SMS Installment approved, along with one-time code
** Visit nearest trade center or shop where you’ll notice SMS Installment or/and Real Installment promo image

** Choose item of service you want to purchase
** Ask salesman to pay via SMS Installment

** Put Bank of Georgia’s plastic card into terminal, enter item price, date of monthly payment and one-time code.
** As soon as you enter one-time code, SMS installment is active and desired item belongs to you.

Terms & Conditions :
** Installment amount : 5000 GEL max;
** Term : 12 months;
** Annual interest rate : from 0% up to 36%
** REAL 4.9% at selected merchants (Georgian)

Pawn Loan :
Do you need money urgently? Visit Bank of Georgia and use our updated Pawn Loan and its increased assessment tariffs.
Conditions :
Loan amount: from 10 to15 000 USD (equivalent to GEL)
Loan currency: GEL/USD
Loan term: 1 and 3 months

Interest rate :
In USD: 2% monthly
In GEL: 3% monthly

Effective interest rate :
In USD: 2.18% monthly
In GEL: 3.42% monthly

Collateral :
** Gold, silver, luxury stones
** Assessment value for 1 gram of silver: USD 0.40;

Gold price has been determined by the loan term and gold standard :

The amounts are indicated in USD.

About Us :
JSC Bank of Georgia is the leading Georgian bank with a market share of 33.4% (based on total assets), 32.0% (based on total loans) and 33.0% (based on client deposits).

The Bank offers a broad range of retail banking, corporate banking and investment management services.

As of 31 December 2015, Bank of Georgia served approximately 2.0 million client accounts through one of the largest distribution networks in Georgia, with 266 branches, the country’s largest ATM network, comprising 746 ATMs, 2,589 Express pay (self-service) terminals and a full-service remote banking platform and a modern call center.