nht.gov.jm Apply for Housing Scheme Jamaica : National Housing Trust

Organization : National Housing Trust
Facility : Apply for Housing Scheme
Country : Jamaica
Website : https://nht.gov.jm/

NHT Apply Housing Scheme

This online system replaces the previous paper-based application form.

Related / Similar Service :
NHT Online Payments System Jamaica

nht.gov.jm Check Refund Status

Recommended method of application : Laptop or Desktop computers.

The new online application system will :
** improve customer convenience by allowing 24 hour application from home or work

** shorten the processing time for applications collected during a scheme intake by eliminating paper and manual intervention. Customers should therefore get a speedier response regarding the success of their applications.

FAQs

1. If I have a co-applicant, whose points will be used for selection?
Only the points of the primary applicant will be used for selection. So, ensure that the person with the highest points is the primary applicant.

2. How will I know if my application is successful?
Watch our website and the print media to see if your name was published.

3. What am I required to take to my interview?
Once you are selected, you will be contacted by the NHT by mail and advised of the required documents you will need to submit, including :
** NIS and TRN cards

** If employed to a company : Verification of Gross Income and Contributions letter from past and present employers
** Proof of Age and Identification.

4. What is PIE?
The Priority Index Entitlement (PIE) System is the selection system used by the NHT to award scheme loans to eligible contributors.

Under PIE selection the criteria are :
** Parish of residence or Parish of employment— Applicants must live and/or work in the parish where the development is located.

** Number of points—Points are derived from weekly contributions and current income.

5. Will I be required to pay a deposit?
Only in instances where the price of the unit is greater than the loan amount granted by the NHT.
6. How many persons can co-apply for a loan?
Only two (2) persons may co-apply for a loan.

7. What is Parent Assist 1?
A parent over 65 years of age, may assign his/her points to one (1) biological or legally adopted child. The parent’s points would replace the points accumulated by the child to increase the likelihood of the child being selected for a Scheme unit.

The child must have never received an NHT housing benefit and the parent(s) must have :
** Never received an NHT Non-homeowners or Homeowners loan
** Contributed for over ten (10) years, and
** Not received their total refunds

8. What is Deferred Mortgage?
This facility is available to a contributor, whose income cannot afford the full purchase price of a scheme unit. Under this arrangement, the NHT will defer payment of up to 40% of the cost of the unit.

9. What is Short-term Lease?
A. The NHT may offer a successful applicant, with or without a co-applicant, a short-term Lease, not exceeding three (3) years. The Lessee has the option to purchase the Unit at its original selling price, at anytime during the Lease period.

Contact Us

E-mail: wecare AT nht.gov.jm
Telephone:1-876-929-6500-9
Toll Free Numbers:
Jamaica: 1-888-225-5648,
U.K.: +44 203 514 8816
U.S.A./Canada: +1-800-858-3219