ecobank.com : New Current Account Opening Ghana

Name of the Organization : Ecobank Ghana
Type of Facility : New Current Account Opening
Country : Ghana

Official Website : http://www.ecobank.com/currentaccounts.aspx

New Account Opening :

To open an Ecobank Current Account, download the relevant account opening form below, along with a Deed of Indemnity, and return the completed forms to your nearest Ecobank branch.

Related : Zenith Bank Apply For Internet Banking Ghana : www.statusin.org/5090.html

Individual Account Opening Form :
for an individual account or sole proprietorship

Joint Account Opening Form
if you wish to share an account with your partner, or a minor

Download Form :
Individual Account : https://www.statusin.org/uploads/5088-0195_GRP_AccOpen_Pers_A4_EN.pdf
Joint Account : https://www.statusin.org/uploads/5088-0195_GRP_AccOpen_JointPartMinor_A4_EN.pdf

Requirements :
Personal / Joint Account :

Resident :
** Completed account opening form
** 1 mandate card [ PDF ]
** A valid proof of Identity of each signatory (current Driver’s License/ National ID/ International passport/ Student ID card-for students)
** Proof of address – utility bills for the 3 previous months/ site visitation report/ certificate of residence/ tenancy agreement
** 2 passport photographs
** Employer’s letter of introduction (for salary account)
** Residence permit – if a foreigner
** Answer questions on “Know Your Customer (KYC) document”

Non Resident :
** Completed account opening form
** 1 mandate card [ PDF ]
** A valid proof of Identity of each signatory (current driver’s license/ International passport) – duly notarised
** Proof of address – Utility bills for the 3 previous months/ certificate of residence/ Tenancy agreement/ Credit card statement – duly notarised
** 2 passport photographs
** Employer’s letter of introduction / payslip/ tax clearance certificate/ bank statement – duly notarised
** Answer questions on “Know Your Customer (KYC) document ”

Country specific additionnal requirements :
** Proof of earnings (Senegal, Central African Rep.(CAR), Chad)
** Tax Identification Certificate (The Gambia)
** 2 References (Nigeria)
** Alien ID in place of residence permit (Kenya)
** 2 letters of introduction (Kenya)
** PIN certificate (Kenya)
** National Health Insurance Card as form of ID (Ghana)
** Student “Supplementary form” or “Admission form” as a form of identification for students individual account (Ghana)
** Thumb print of the authorized signatories of the accounts – Mandate Card (Tanzania)

NB :
Non-Resident accounts may be subject to specific requirements in accordance with the regulations of each country. Our Customer Service officers are available for further clarification. Copies of documents should be notarized by foreign authority for non-residents.

The Account :

The Customer shall assume full responsibility for the genuineness, correctness and validity of all endorsements appearing on all cheques, orders, bills, notes, negotiable instruments, receipts or other instructions deposited into the account.

The Bank will not be responsible for any loss of funds deposited with it arising from any future Government order, law, levy, tax, embargo, moratorium, exchange restriction or any other cause beyond its control.

Your account shall be debited for any service charge that is set by the Bank from time to time. All notices or letters will be sent to the physical, postal or electronic address supplied by you and will be considered duly delivered and received at the time it is delivered or seven days after posting.

The Bank will not be liable for funds handed over to members of its staff other than the Cashiers / Tellers in the Bank’s premises with the appropriate deposit slip.

Any anomaly in the entries on your Bank statements must be brought to the attention of the Bank within 30 days of the date thereof and you agree that failure to give such notice absolves the Bank from all liabilities arising thereof.

The Bank may exercise its general lien or any similar right it is entitled to including the right to combine and consolidate all or any of the Customer’s accounts with the Bank, and the right to set off or transfer any sum or sums standing to the credit of any one or more of such accounts against liabilities in any other account.

Instructions :
Ecobank may rely on the authority of each person designated (in a form acceptable to Ecobank) by the Customer to send Instructions or do any other thing until Ecobank has received written notice or other notice acceptable to it of any change from a duly authorized person and Ecobank has had a reasonable time to act (after which time it may rely on the change).

Each of the Customer and Ecobank will comply with certain agreed security procedures (the “Procedures”) designed to verify the origination of instructions between them such as enquiries, advices and instructions.

Ecobank is not obliged to do anything other than what is contained in the Procedures to establish the authority or identity of the person sending an Instruction. Ecobank is not responsible for errors or omissions made by the Customer or the duplication of any Instruction by the Customer and may act on any Instruction by reference to an account number only, even if an account name is provided. Ecobank may act on an Instruction if it reasonably believes it contains sufficient information.

Ecobank may decide not to act on an Instruction where it reasonably doubts its contents, authorization, origination or c mpliance with the Procedures and will promptly notify the Customer (by telephone if appropriate) of its decision. If the Customer informs Ecobank that it wishes to recall, cancel or amend an Instruction,

Ecobank will use its reasonable efforts to comply. If Ecobank acts on any Instruction sent by any means requiring manual intervention (such as telephone, telex, telefax, electronic mail or disks sent by messenger) then,

if Ecobank complies with the Procedures, the Customer will be responsible for any loss Ecobank may incur in connection with that Instruction.