Commercial Bank of Kuwait CBK : Apply For Visa Card

Name of the Organization : Commercial Bank of Kuwait
Type of Facility : Apply For Visa Card
Country : Kuwait

Website : http://www.cbk.com/en/retail-banking/index.cfm?i=128

Apply For Visa Card :

Card type, credit limits, and issuance criteria are set according to the Bank’s Policy (40% of net salary divided by repayment Pct)

Related : CBK Register For Mobile Banking : www.statusin.org/5906.html

Credit Limits per Card Type:
Classic (Min. KD250/- Max. KD1,000/-)
Gold (Min. KD1, 000/- Max. KD2500/-)
Platinum (Min. KD2, 500/- Max. KD10,000)*
Infinite (KD10,000/-) issued by invitation only

Fees & Commisssions Available in 2 payment methods:
Charge Card: full monthly payment of 100% of outstanding
Credit Card: Payment a min. of 8.33% of the monthly outstanding balance plus interest

Credit Cards monthly interest rate is subject to: (CB’s discount rate + 2.5% + 6%) ÷ 12

Cards are issued against subscription fees plus annual fees according to its 3 types:
Classic (KD10 + 20)
Gold (KD10+40)
Platinum (KD 10+60)
Infinite (KD0+100)

Worldwide acceptance at over 24 million outlets, Cash withdrawals in the local currency of the country from more than 1 million worldwide ATMs Cash advances are subject to a flat fee of 5% (Min. KD2/-)

*Visa Platinum is available in 4 designs for the customer to choose from and with the VISA Platinum and VISA Infinite the customer is automatically entitled to a Priority Pass card which gives access for the customer to 600+ Airport lounges around the world (for individual use.

FAQs :
Am I eligible for renewing my existing loan?
You may review your loan/s at any time you need.

What are the required documents to apply for a loan if I am (non-CBK Client)?
** Salary Certificate.
** Six Months account statement.
** Liability letter.
** Civil ID and work ID (for employees of Ministry of Defense, Interior and Oil sector)
** Copy of passport (for Non Kuwaitis).

What are the required documents to apply for a loan (CBK Customer)?
** Continuation of Salary letter.
** Civil I.D and work ID (for employees of Ministry of Defense, Interior and Oil sector)
** Copy of passport (for Non Kuwaitis).

Which ATM machines withdraw USD ($)?
The following branches include the withdrawal of USD dollars :
** MAK
** Salhiya
** Salmiya
** Farwaniya
** Airport
** Fahaheel
** East ahmadi
** US Embassy

What is the daily withdrawal limit on my CBK card?
CBK cardholders have the ability to withdraw cash amounts up to KD1, 000/- daily & usage on POS up to KD10, 000/- also daily.

What is Starlink plus?
This facility will allow the Starlink card holder who his/her salary is transferred to the bank getting amount up to 50% of the salary in advance through CBK ATM machine and POSs.

What are the locations for CBK premier lounges?
As a Premier Banking customer you will be able to enjoy benefits and services, Devoted Premier Banking officers, ready to assist you in private lounges/offices in 16 branches around Kuwait
** MAK
** Khaldiya
** Salhiya
** Ardhiya
** Shuwaikh
** Jahra
** Jabriya
** Rumaithya
** Salmiya
** Farwaniya
** Omariya
** Qurain
** East Ahmadi
** Sabah Al Salem
** South Surra
** Fahaheel

What if my credit card is lost or stolen?
If your card is lost or stolen, you should immediately report this to Commercial Bank of Kuwait – Call 1-888-225 and for overseas, dial +965 2299 0899. You won’t be liable for any unauthorized purchases or withdrawals from your account when you notify Commercial bank of Kuwait right away.