FNB Zambia Apply For Traditional Home Loan : First National Bank

Name of the Organization : First National Bank
Type of Facility : Apply For Traditional Home Loan
Country : Zambia

Website : https://www.fnbzambia.co.zm/

Apply For Traditional Home Loan :

Applicant must be between 21 and 55 years old

Related : First National Bank Zambia Apply For Building Loan : www.statusin.org/6546.html

Property solutions for first time home buyers and existing home owners. Approach FNB for finance that will be secured against the home you choose to buy or build.

What the First Time Buyer Home Loan offers me:
** Finance for a residential property
** Property finance for individuals, joint applicants, Sole proprietary partnerships and private companies
** A Passport to Purchase, a document that gives you the freedom to shop for a home in your price range
** Finance for fully built property where no previous finance is in place
** Finance for your first home (First Time Buyer Home Loan)
** The ability to transfer your home loan from another bank

What this allows me to do:
** Access further funding options
** Access your Home Loan account via Online Banking
** Top up funds in your home loan through the prepaid option, saving you interest and allowing you to access your funds when required
** Apply for various home loan application types

How the Home Loan process works:
** Bank will assess your application with all the information submitted
** The bank will assess your affordability, check your record with the credit bureau and value the property after preliminary screening to make an informed decision about your application
** The bank will either decline or approve your application
** If the bank is unable to approve the full amount, we will make an offer on the highest amount you can afford
** You will receive a quotation of the bank’s offer, which you will need to accept or decline

What documents do I need?:
** Copy of Offer to Purchase
** 3 months recent payslip and 6 months bank statements
** If self-employed: Audited financial statements or management accounts for the past three years
** Marriage certificate, if applicable
** Proof of residence – Water or Electricity bill in own name, letter of reference (employer or bank account holder), valid Voters Card or Affidavit
** Valid ID – NRC, Passport, Drivers License
** Completed application form
** Two passport size photos (can be taken at the branch)
** Declaration of debts
** Letter from employer

Apply:
Call me back: https://www.fnbzambia.co.zm/

Contact:
+260 211 369 309
+260 211 369 312

About Us :
FNB can trace its origins back to the Eastern Province Bank, which was formed in Grahamstown, South Africa in 1838. By 1874, the bank had four 4 branches – Grahamstown, Middelburg, Cradock and Queenstown.

Due to a recession, the bank was bought out in 1874 by the Oriental Bank Corporation (OBC). However, as a result of financial difficulties being experienced in India, the OBC decided to withdraw from South Africa. The Bank of Africa was subsequently formed in 1879 to take over OBC’s business in South Africa.