FNB Zambia Apply For Smart Loan : First National Bank

Name of the Organization : First National Bank
Type of Facility : Apply For Smart Loan
Country : Zambia

Website : https://www.fnbzambia.co.zm/index.html

Apply For Smart Loan :

Must be between 21 and 55 years old

Related : First National Bank Zambia Apply For Traditional Home Loan : www.statusin.org/6545.html

A Housing Finance solution for Zambians that offers first time home owners a 100% bond, without the need for a deposit.

What the Smart Loan offers me:
** 100% Bond finance, no deposit required
** A variable interest rate
** An opportunity to access additional funds by applying for a Smart Bond Re-advance or Smart Bond Further Loan
** A loan that is offered to first time home owner only

What this allows me to do:
** Buy an existing house, build a new house or renovate an existing house
** Pay your bond instalment via debit order or payroll deduction facility

What it will cost:
** Individual pricing will determine your qualifying interest rate
** K20 administration costs per month
** A once off variable initiation fee, depending on the bond amount

What documents do I need?:
** A copy of the Offer to Purchase
** Three months’ recent payslips and six months’ bank statements
** If self-employed – audited financial statements or management accounts for the past three years
** Marriage certificate if applicable
** Proof of residence – Water or Electricity bill in own name, letter of reference (employer or bank account holder), valid Voters Card or Affidavit
** Valid ID – NRC, Passport , Drivers License
** Completed application form
** Two passport size photos (can be taken at the branch)
** Declaration of debts
** Letter from employer

Apply:
Call me back: https://www.fnbzambia.co.zm/

Need:
** Offer to Purchase
** Three payslips
** Bank statements
** Self-employed – prove
** Marriage certificate
** Proof of residence
** Valid ID
** Aapplication form
** Two passport photos
** Declaration of debts
** Letter from employer

Contact Us:
Call +260 211369 309 ,+260 211369 312

Home owners cover :
Make sure you’re covered. Home Owners Cover insures the house and any structural improvements to the property.

What you get :
Cover from day one :
Your property is covered from the first day that you take ownership
Cover on your behalf :
Cover is placed on your behalf by the bank
Your choice :
You may choose your insurer of choice

What you can do :
Tailored to your needs :
** When you open a transactional account, Home Owners Cover can be automatically arranged
** Insurance premiums are debited directly from your transactional account

Qualifying criteria :
** Applicant must be between 21 and 55 years old
** If you choose your own insurer, proof of alternative insurance must be provided annually. and meet the banks minimum requirements

About Us :
FNB can trace its origins back to the Eastern Province Bank, which was formed in Grahamstown, South Africa in 1838. By 1874, the bank had four 4 branches – Grahamstown, Middelburg, Cradock and Queenstown.

Due to a recession, the bank was bought out in 1874 by the Oriental Bank Corporation (OBC). However, as a result of financial difficulties being experienced in India, the OBC decided to withdraw from South Africa. The Bank of Africa was subsequently formed in 1879 to take over OBC’s business in South Africa.