Loan Against Salary Bangladesh : Trust Bank Limited

Name of the Organization : Trust Bank Limited
Type of Facility : Loan Against Salary
Country : Bangladesh

Website : https://www.tblbd.com/

Trust Bank Loan Against Salary

Life is continuously facing unforeseen events. For which sudden financial support is essential. We are at your side to meet up your urgency at any moment through our “Advance against salary” scheme.

Related : Trust Bank Bangladesh Student File : www.statusin.org/6789.html

Features:
Purpose:
** House Renovation
** Purchase of miscellaneous household appliances & Furniture
** Purchase of Personal Computers / Electronics
** Travel expenses
** Marriage expenses
** Medical / Treatment
** CNG Conversion / Vehicle repair
** To meet any other emergency financial needs

Loan Limit: BDT .50 Lac – BDT 10 Lac

Eligibility:
Segments:
Salaried Executives of renowned organizations/ business house, who maintain Salary Account with TBL / other Banks

Age:
Min. 24 years at the time of Application
Max. 63 years or Up to retirement age (whichever is Lower) at the end of Loan Tenure

Experience:
i) For Salaried Executives: (other than Government)
Minimum 3 years of Total & uninterrupted Service Experience at reputed organizations and must be a permanent & confirmed employee at the time of application.
Minimum 1 year of Service Experience as a permanent employee with the same reputed organization & must be a Confirmed employee on the date of Loan Application.

For Govt. Employees: Minimum one year from the date of Joining

Contact:
For any inquiry, Please visit your nearest Branch of Trust Bank Limited or

Call: 01755563998, 01755540562, 01755538313, 01755540564, 01755540565, 01730326093

Apon Nibash Loan :
TBL Offers “Apon Nibash”, a House Finance Loan (HBL) facility for all with attractive and competitive features to purchase, construct or renovate your dream home.

Features :
Purpose :
** Purchasing residential property
** Construction of new residential house(s)
** Taking over of House Building Loans from other Banks/Non Banking Finance Institutions
** Extension, Renovation/ Modification, Finishing Work of residential property

Loan Limit : Maximum BDT 1 crore.
Tenure : 1 year – 25 Years
Interest Rate : 9.00%

Minimum Down Payment :
1. 30% (House/ apartment Purchase)
2. 40% (Construction of New House)

Eligibility :
Customer Segments :
Salaried Personnel, Self employed Professional, Business Person, Landlord/ Landlady

Age :
i. Min. 25 Years at the time of Loan Application
ii. Max. 65 years or Up to retirement age (whichever is Lower) at the end of Loan Tenure.

Age of the property :
Max. 20 years old at the time of underwriting. Age of the property should not more than 40 years at the end of the loan tenure.

Requirements :
** Letter of Introduction (Original Copy) as per TBL Format (for Salaried Personnel)
** Certificates of Professional Expertise/ Qualification (such as MBBS & BMDC Certificate for Doctors) from concerned institution/ authority for Self Employed Professionals

** Trade License, MOA, Certified Copy of Form XII (Particulars of Directors) from RJSC , Certified Copy of Schedule X (List of Share Holders) of the Public / Private Limited Company for Business Person
** Ownership of the rented Property in the name of the Owner of the rented property for Landlord / Landlady

** Up to date (not more than 30 days old) Bank Statement
** Copy of National ID Card/ Valid Passport
** Latest TIN Certificate or Income Tax Return Acknowledgement Slip Colored Photo (2 Copy)
** Colored Photograph (Passport Size)

** Registered mortgaged of the concerned property
** Registered IGPA to sell/ foreclosure of the mortgage property without intervention of
i. the court; One undated Cheque for the full Loan Amount & Post dated cheques
ii. covering each installment for the number of Total Installments

** 11. Charge Documents (as per Bank’s policy)
** Others documents as necessary / applicable.